What's included in this estimate
Ongoing annual costs cover food, routine vet visits, supplies, and everyday extras. First-year costs add one-time expenses: adoption or purchase fees, spay/neuter surgery, initial vaccines, and starter supplies like a crate, bed, and leash or litter box. Optional add-ons like pet insurance and professional grooming are shown separately so you can toggle them on or off.
Costs vary a lot by location and choices
Vet prices, food quality, and grooming rates vary significantly by region and by the choices you make. Treat this as a starting budget, not a quote — and build in a buffer for unexpected vet visits, which are the most common source of surprise costs in pet ownership.